Indian professionals want investments that align with values. Sustainable investing, like ESG (Environmental, Social, Governance) funds, is gaining traction but still niche in 2025. This article shares how professionals earning ₹50,000+ monthly can invest sustainably.
ESG funds focus on eco-friendly companies. Start with ₹1,000 monthly in funds like SBI ESG Equity Fund via apps like Groww. A 12% return could grow ₹12,000 yearly to ₹20,000 in five years. Compare funds on Zerodha for low fees. Check SEBI registration for safety.
Budget to free up cash. Track spending on ET Money. If you spend ₹5,000 on dining, cut to ₹3,000 and invest the rest. Automate SIPs to stay consistent. Avoid lifestyle inflation after appraisals to boost investments.
Taxes impact returns. ESG fund gains over ₹1 lakh held beyond a year face 10% tax. Short-term gains are taxed at 15%. Use ClearTax for easy ITR filing. Deduct professional expenses like laptop costs to lower tax.
Risk exists. ESG funds can fluctuate with markets. Diversify with green bonds or gold ETFs. Mirae Asset’s Sustainable Fund mixes sectors for stability. Learn from SEBI’s investor portal or YouTube channels like Green Finance India.
Start small. Invest ₹500 in an ESG SIP. Track spending to find extra cash. File taxes correctly. Watch one sustainability video weekly. Sustainable investing builds wealth and a better future. Share tips with colleagues.